Finally got in!
My unanswered messages were because the man was off sick. I walked round to the office to make a new appointment, and it turned out that his locum had half an hour to spare and saw me on the spot, even though people in the queue in front of me were turned away with "Sorry. No drop-in service today"
I had always assumed that this was going to be the beginning of an IVA, but it turns out that you can only do an IVA if you have an income - which I don't. I had assumed the benefits would count, but apparently no.
So now, being unemployed will be even busier than being at work, since I have a large number of organisations to write to making token offers.
It was all good, sound advice, which made me feel a lot better about things. Though of course the imagined threat of repossession still looms over me. I am advised to put the house on the market, which is of course bad news because its a big mess at present, untidy and with many un-repaired faults and poor decor. But I get the feeling this is more so that I can tell creditors that I am selling the house than it is to do with actually selling it! That being the case the negatives might be good. Not sure how this works ethically. And of course, if I sell it, where do I then live?
It's all uncharted territory.
But there is always someone worse off than yourself. I was chatting to a visitor at church who has been out of work for six months, paying his mortgage with a credit card (!!) and struggling to get a tenant to pay £4000 overdue rent.
My perfect scenario would be to give up on engineering now and go straight into full-time training for the ministry. But I don't think they would take me on on that basis.
No comments:
Post a Comment