Found out today that I have been refused the mortage to do up the basement so that my kids don't have to sleep next to mouldy walls. So - big family needs big house needs big mortgage refused because of big family. But if i had a small family i wouldn't need the big house and wouldn't be asking for a mortgage, would I?
In the meantime, rates are going up. I will have to act fast to try a diffferent route.
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